Then I guess the directors of the ECB are the high priests of higher nonsense?
But you are correct, they at least get paid for looking at the question of credit from a systemic viewpoint whereas you don't. So if you are as keen on conventional neoclassical model of rational expectations as you are on their methodological individualism, your question of "why should I?" understood as "what's in it for me?" is unanswerable. Unless, of course, you were seeking to understand the workings of the capitalist system from a communist perspective, rather than an Austrian school one...
you dont respond to a negative sentence by contradicting its positive form. and no i dont need to see it from a systemic standpoint, tell me why i should. the system doesnt think for itself, making up interests that are not the same as real interests of the actors of a system is higher nonsense.